Give your pet the best care possible with Cherry Payment Plans! Cherry helps you spread out treatment costs into smaller, more manageable payments.
It’s easier to say “yes” to essential pet care when you can pay over time. Apply in seconds and choose from:
- 4 interest-free payments every 2 weeks for up to $3,000
- Small monthly payments up to 60 months for up to $35,000
Paying with Cherry is simple and fast. Apply in seconds without affecting your credit score (soft credit check).
Here’s how it works:
- Apply using the Cherry link to see your approval amount.
- At your pet’s appointment, let our staff know you’ll be using Cherry.
- Choose the payment plan that fits your budget and complete the checkout process.
Cost shouldn’t be a barrier to your pet's health. Here are some examples of how Cherry can make treatment more accessible:
- Example 1: A $200 treatment could cost $50/month for 3 months at 0% APR with a $50 down payment. Total cost: $200.
- Example 2: A $500 treatment could cost $23.12/month for 24 months at 14.99% APR with a down payment equal to the monthly payment. Total cost: $578.
- Example 3: A $1500 treatment could cost $115.38/month for 12 months at 0% APR with a down payment equal to the monthly payment. Total cost: $1500.
- Example 4: A $2500 treatment could cost $118.66/month for 24 months at 17.8% APR with a down payment equal to the monthly payment. Total cost: $2966.41.
Why choose Cherry?
Cherry never has deferred interest
Cherry offers true 0% APR, meaning if a consumer is late, they only pay interest on what's left, not the full amount. Most other financing companies use deferred interest ("0% if paid in full"), which is a trap. If a single payment is even one day late, it may trigger up to 39.99% interest retroactively on the entire original amount, hurting your consumers.
Cherry is always a soft credit check
Cherry is a "buy now, pay later" payment plan, not a credit card. Cherry only runs soft credit checks, which don't impact applicants' credit scores. In contrast, other financing companies or credit cards may require hard credit checks to approve applicants, which can negatively affect their credit score.
Cherry has high approval rates
Cherry has a wide credit score approval range. They generally approve applicants with credit scores of roughly 500 and above. On average, 80%+ of Cherry applications are approved.
Quote prices are in monthly terms
Cherry’s Estimator tool shows potential payment/month with the various plans offered through Cherry. Monthly pricing helps consumers get the full treatments they want and need instead of making compromises or not being able to find a payment plan provider.